We Have Owner Financed Homes All Over Texas Available For You! Regardless Of Bad or NO Credit.
If you’re tired of renting, and you want to own a home in Texas; but your credit, employment, or income is holding you back from qualifying for a normal bank loan. We can help you!.
We specialize in helping Texas residents become homeowners through our Texas Owner Financing Program. This means there are no banks for you.
If you can’t secure conventional financing, no worries! Texas Home & Loan offers great homes in and around DFW, East Texas and many other markets.
We are an alternative to buying a home the traditional way. You do not need to have perfect credit and we offer payments to fit your budget.
You are not renting the property or renting to own. You are buying it without the bank!
Want to know when the best properties hit the market?
Sign up now to see updated homes With Owner Financing!
What Are The Types Of Texas Homes We Offer With Owner Financing?
We are a local real estate company that offers our properties to deserving families with a reasonable down payment and the ability to pay a monthly payment comparable to rent.
The types of houses we tend to offer on our Texas Owner Financing Home Program include…
- 2 bedroom – 4 bedroom homes
- 1,400 – 2,500 square feet
- Updated kitchens and bathrooms
- Usually many more upgrades or move-in-ready
Each home is different, so there’s definitely the perfect home out there for you.
Our homes range in price from $100,000 to $299,900 and typically require a down payment of $10,000 to $50,000. We have found that this is the best price range to find homes that are in decent neighborhoods where people want to own a home and raise a family.
Advantages Of Owner Financing
- Closing Process Is Faster
- Closing Cost Is Lower
- Down Payment Can Be Flexible
Still have questions? Check out our Frequently Asked Questions Page →
How Does Our Program Work Anyway?
It’s easier than you think – and we can help. The process is very straightforward.
We acquire the property ourselves; fix anything materially wrong plus update everywhere we can; then finance the property to you just like a bank would. There is still a down payment, and a monthly payment for your new mortgage. All of our buyers are processed by an RMLO, and closing is handled by a state licensed attorney, just like any other real estate transaction. Rest assured, everything is handled professionally and we pride ourselves on compliance.
You will also be responsible for the taxes and insurance just like any other homeowner. We can, however, escrow taxes and insurance to help you budget for these expenses. Sometimes it is a requirement for approval, and we recommend it.
One of the best things about buying a home this way is that you do not have to deal with banks and qualification based on your credit. You can start building equity right away and stop paying rent.
Step 1: Submit your info on this website to create a FREE account, and let us know the type of house you’re looking for.
Step 2: We’ll look at your situation, the type of property you’re looking for, and show you your options.
Step 3: View the local Texas homes that fit what you’re looking for.
We seek to only buy properties that are move-in ready or close to move in ready. If they are not — we fix them! All properties are sold “as is where is”. So it is the responsibility of the purchaser to make any necessary repairs and to inspect the property thoroughly prior to purchase. We recommend getting a home inspection prior to purchase.
Plus, as we acquire new properties each month, as long as you’re on our Owner Financing Home List, you’ll get email alerts with the latest properties available.